The Financial Mechanics of Giving Stock Instead of Cash
Donating stock with unrealized capital gains is easy and often advantageous to givers. One hundred percent of the capital gains on the stock go directly to a giver’s NCF Giving Fund.
Bob and Bryan use a simple example to illustrate the potential tax advantages of donating stock to your favorite ministry. In the example scenario below, the stock gift results in a $72,000 potential tax savings!
There may also be an advantage to giving stock instead of cash. An equivalent gift of $100,000 could result in a $32,000 advantage for a stock gift vs. a cash gift.